Frequently Asked Questions FAQ - Apply for a loan - Credit Panda

Frequently Asked Questions




Frequently Asked Questions

  • Being 18 years old and older
  • Having a stable monthly income
  • Being a Canadian resident
  • Not being in a bankruptcy or a consumer proposal, neither in the process of being in it.

Thanks to our Express service, it is possible to receive your money in less than an hour after signing your contract. The regular deposit can take from 24 to 48 working hours.

The annual interest rate is 8.95% which represents 2.24% for a 3 months term.

Once your application is complete, you will receive a response by phone and / or by email in less than one business hour.

  • Be in bankruptcy process or consumer proposal process
  • Have accumulated multiple NSF payments in recent months
  • Have a debt load that is too high
  • Provide incomplete, erroneous or fraudulent documents or informations

Yes, however, you must meet the eligibility criteria, such as receiving a stable monthly amount of approximately $ 1 200,00.

Yes, we surpass the highest standards in the industry and your request is 100% confidential.

About the instant bank verification, our partner is Flinks Technologies, I invite you to take a look on their web site :

You can apply for a personal loan directly on our website using our web form after clicking on : Apply for a loan or by phone with our agent at 1 844-748-LOAN (5626).

First, make sure that all the fields are filled in correctly with the correct information. Incorrect or incomplete information automatically prevents the form from being sent. If the problem persists, please contact us at 1 844-748-LOAN (5626).

You must first contact us at 1 844-748-LOAN (5626) in case of difficulty of repayment. It will be possible to take a payment agreement to reduce the amount you have to pay every payment frequency.

If you are not able to pay the current debit, a fee of $50 will be applied for non-sufficient funds.

If you would like to postpone a payment, you must contact us 72 hours before the payment date of the payment you want to postpone by phone 1 844-748-LOAN (5626) or by email at, there’s  a $25 fee applicable to delay a payment.

If you will not be able to pay back the loan and it is not possible to talk with you to find a solution, a recovering agency will be notified.

No problem simply contacts us to know how much you can be obtained as a new advance. You will receive your deposit in less than an hour if you use our Express service.

  • Staples Stores
  • Post office
  • Drug store
  • Gas station
  • Your employer
  • Bookstore
  • Many companies have a fax that you can use
  • Online with your online banking access
  • Directly in the branch
  • By contacting your bank by phone
About us

Credit Panda specializes in the analysis of borrowing and endorsement capacity for individuals. Whether you are looking for a loan or a lease, our goal is to provide you with the appropriate endorsement or guarantee, regardless of the situation of your credit file.

Contact us!

1 844-748-LOAN (5626)


Open hours
Monday to Friday: 9 AM to 7 PM
Saturday: 10 AM to 4 PM

Where are we situated?

Québec Address
5184 Boulevard Cousineau
St-Hubert (Québec) J3Y 0E1

Alberta Address
500 4th Avenue South West
Calgary (Alberta) T2P 2V6

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